Fees & insurance
Therapy Fees and Insurance
How much does therapy cost, and can I get reimbursed for out-of-network therapy? Therapy is a meaningful investment. Here is exactly what it costs and how out-of-network reimbursement works, so there are no surprises.
Individual therapy
$250
45-minute session
Couples therapy
$275
45-minute session
Sessions are available in person and virtually throughout New York State.
Out-of-network insurance
An out-of-network practice, with reimbursement for most clients.
Amanda Harwood Wellness does not bill insurance directly. Staying out-of-network means your care is guided by what is clinically useful for you rather than by what an insurer will authorize.
Many clients receive 60–90% reimbursement after meeting their out-of-network deductible.
Not sure what your plan covers? Call the number on the back of your card and ask about your out-of-network outpatient mental health benefits, your deductible, and your reimbursement rate for CPT code 90834.
The superbill process
Four simple steps
- 01
Attend your session
Payment is collected at the time of service via card on file.
- 02
Receive a monthly superbill
Amanda provides an itemized receipt with everything your insurer needs.
- 03
Upload it to your insurer
Most plans allow you to submit directly through their member portal or app in a few minutes.
- 04
Get reimbursed
Insurance companies typically reimburse by check or direct deposit once your out-of-network deductible is met.
Under the No Surprises Act, you are entitled to a Good Faith Estimate of expected costs. Amanda will provide one before you begin. Questions about fees are welcome during your consultation.
Have a question about fees?
Ask it directly. A consultation is a low-pressure conversation about fit, logistics, and what you're looking for.